Hi Lee,
Our payment model is yearly, rather than monthly, so that we don't need to bother with the complexities of recurring charges. At the end of the year you will be sent one or two email reminders to renew, and if you ignore them, the premium part of the membership will simply expire and revert to basic. There will be a 1-month grace period after expiration where you will be able to take advantage of the renewal rate, after which if you wanted to become a premium member again, you would need to pay the full $99.
Premium membership does not yet include teaching videos, but that is the plan. So far we've filmed teaching videos for the first half to two-thirds of the bronze level, and we're editing the first few now. We will be releasing them on a weekly or bi-weekly basis, starting in just a couple of weeks. We have another film shoot scheduled to finish bronze in the fall, so hopefully bronze will be finished by the end of this year, or early 2013.
All 40 of the American style variations already have teaching videos, and the entire archive is available to premium members.
Regards,
Jonathan Atkinson
www.ballroomdancers.com